Bitcoin Lending, Redefined
Borrow or Lend against Bitcoin. Fully decentralized.
Borrow up to half the market value of your BTC with a 30 day term at a fixed rate of 9% APY (0.024% daily).
No origination fees. No penalty for repayment.
Get StartedUnlike other loan platforms, your Bitcoin is not wrapped, co-mingled or rehypothecated. You can verify that your collateral does not move right up until the moment you repay your loan and get your SATS back.
10.4 BTC
Borrow Direct
You are borrowing directly from other Tether holders who have deposited their Tether into a pool.
72 Hour Liquidation Protection
Your loan will not go into liquidation until 72 hours have passed since the moment Bitcoin's price dropped below the liquidation threshold.
No Comingling
Your Bitcoin remains in your Bitcoin address at all times. There is no pooling of user funds, just someone else's.
MPC TSS Nodes
Your coins are protected by a network of MPC TSS Nodes which each hold a shard of the private key.
Non-Taxable
In most jurisdictions, borrowing is not considered as a taxable transaction. Always consult with your tax advisor.
Terms are Locked
Once you take out a loan, the terms cannot change for the duration of that loan unless you choose to refinance.