The two-way marketplace for Bitcoin lending. Borrow USDT against your Bitcoin, or lend USDT and earn predictable returns. Your capital, your choice, your control.
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Anyone can participate on either side. Create pools. Provide liquidity. Borrow funds. All permissionless.
No gatekeepers. No approval process. Anyone can create a lending pool with custom terms, or supply USDT to existing pools. Anyone can borrow against their Bitcoin. The network handles everything else.
Libre uses MPC-TSS cryptography, the same technology securing over $100B in institutional digital assets. No single keys. No custodians. No centralized control.
MPC-TSS eliminates multisig vulnerabilities and single points of failure.
Every loan is fully backed by Bitcoin on-chain. Your capital is protected.
Your Bitcoin is never lent or traded. It stays in your vault.
Code executes all terms automatically. No human intervention.
Known entities with public reputations running the network.
Independently verified and publicly audited (August 2025).
Libre is a protocol — not a company. You interact directly with smart contracts, not with middlemen.
| Feature | Libre | Centralized Lenders |
|---|---|---|
| Custody | ✓ Non-Custodial | ✗ Custodial |
| Transparency | ✓ 100% On-Chain | ✗ Opaque |
| KYC Required | ✓ No | ✗ Yes |
| Collateral | ✓ Segregated Vault | ✗ Pooled |
| Rehypothecation | ✓ Never | ✗ Common |
| Control | ✓ User | ✗ Institution |
Whether you're borrowing or lending, Libre gives you the tools, transparency, and control you need.
Unlock liquidity from your Bitcoin in minutes. No waiting, no paperwork, no middlemen.
Earn predictable returns on your USDT. No guesswork, just reliable income.
Launch custom lending pools with your own terms, rates, and durations.
Every vault, every loan, every transaction is verifiable on-chain. Trust through transparency.
Your Bitcoin stays in your control. Smart contracts enforce terms without custody.
Borrow or lend from anywhere. No KYC, no geographic restrictions, no censorship.
"Finally a lending protocol that respects Bitcoin. I can borrow without selling my stack. Real collateral, on-chain, no nonsense."
"Earning 10% APY on my USDT with 200% collateral backing every loan. This is how DeFi lending should work."
"Borrowing without KYC and seeing my BTC in a live vault feels like the future. No bank needed."
"I created my own lending pool with custom terms. Earned over $15K in interest last quarter. This is financial sovereignty."
"Transparency and decentralization done right. Libre is what DeFi should have been from day one."
"The two-way marketplace is genius. I switch between borrowing and lending based on market conditions. Both sides are profitable."
Libre Labs — the core contributor team behind Libre. Open-source code. Public audits. Real names. Real accountability.
Chief Executive Officer
Leading Libre's mission to democratize Bitcoin-backed lending for the world.
Lead Developer
Directing Libre's end-to-end product delivery and developer velocity.
Backend Lead
Designing and scaling the core services that power Libre's lending marketplace.
Mobile Engineer
Crafting the Bitcoin Libre mobile experience for borrowers and lenders on the go.
Smart Contract Developer
Implementing and auditing Libre's on-chain contracts for secure settlement.
Infrastructure Lead & Node Coordinator
Operating validator infrastructure and coordinating Libre's global node network.
Cryptography Lead
Driving cryptographic research and security primitives that protect Libre users.
Investor & Liquidity Provider
Strategic capital deployment and network liquidity provisioning.
Join the two-way marketplace for Bitcoin lending.
Transparent. Permissionless. Built for Bitcoiners.